There are Bugs in Your Bed!

Okay. I know you are probably saying "Bugs in my bed? There are no bugs in my bed!" Actually, there are. Dust Mites are microscopic bugs that eat dead skin cells that are shed from humans and animals. They can be found in lots of places, but are especially prevalent on mattresses, frequently used furniture, and carpeted areas. Humans slough off 1/3 (or 10 grams) of dead skin a week and cats and dogs produce even more. More than 100,000 can be on your mattress and in one square yard of carpeting. Many of us can actually be allergic to dust mites and their feces, which is a large component of dust. Okay, I know you're probably saying "That's enough, tell me how to get rid of the nasty things!"

Although we can't completely get rid of dust mites, here are some ways to reduce dust and Dust Mites in our homes:

• Cover your mattress with a plastic cover or mattress cover made exclusively for reducing dust mites.
• Use Hardwood Flooring instead of carpeting since it is easier to reduce and clean dust from hard surfaces.
• Clean regularly. Wash your sheets and blankets at least once every two weeks and clean areas where they are likely to be every week.
• Reduce fabrics on your furniture by purchasing leather furniture, which is less inviting to Dust Mites.
• Use quality air filters and replace them often in order to reduce dust and allergens in your home.

For more information about hardwood flooring options in the Bixby, OK. area, contact Jim Ecrette of ProSource Wholesale Floorcoverings at 918-252-7711 or email him at prosourcejim@tulsacoxmail.com. (Don't forget to ask for Darryl Baskin's flooring discount!)

To purchase quality air filters contact Rick Butefish of Filters 4 Me at 918-292-8600 or www.filters4me.com.

How to Buy a Home from a Builder...

How Do Home Builderʼs Negotiate?
This common question has some uncommon answers. Home builders in the Bixby, OK area - just like any other home seller - have their own agenda based upon the type of home they are building, their own personal philosophies of building new houses and the market forces which affect any home seller anywhere. Despite the exponential differences these variable can create, there are common practices which make buying a new home in Tulsa and the surrounding communities somewhat consistent between them.

How much should I offer on a brand new home?
Like any other home a buyer falls in love with, the reason the buyer likes the house is because it stood out as the best overall value of the houses that are available. This often means it is priced well to begin with. Therefore, while you may still be able to negotiate a better deal, donʼt be so eager to steal the property that you forget this important fact. Consider your second choice. Would you rather pay full price for your favorite or get a discount on your second favorite? An honest answer to this question will tell you if you are making a price decision based on negotiation pride or market value.

Home builders pay for workers.
Often, buyers think of home builder as “Big Corporate America,” “Big Oil,” “Real Estate Dynasties,” and such. While there are some legendary home builders with deep pockets, most are just small business people who have taken extraordinary risk to build a home. Even those well-funded builders have a bottom to their funds and have to manage their business efficiently. What you are hiring is a manager of the complex home building process. Negotiate a good deal but make sure you pay enough for the builder to be profitable or you could find your new dream home encumbered with contractor liens. This will quickly turn into a nightmare.

If you are interested in building a home in the Bixby, Oklahoma area, contact Rick Oberlender of US Building Systems at 918-734-1293 or usbs@att.net.

Insurance Claims

How Do I Handle an Insurance Claim on my Homeowner's Policy? Many times homeowner's find that insurance adjusters can't answer questions about their policy. That is because, many times, insurance adjusters are sub-contracted by the insurance company. To help alleviate that problem, make sure that you ask plenty of questions about your policy before you purchase it. Find out what is covered and what isn't. Also keep in mind that many policies stipulate that you have to file a lawsuit within 1 year of the claim or you will waive any right to do so. If there are problems with your claim, you may need to file a lawsuit before the year is up in order to make sure that your time doesn't run out and you are stuck with repairs that you can't pay for. To avoid being put into that position, work ahead, ask questions, and do your research.

For more information about filing insurance claims or for an estimate for insurance coverage in Oklahoma contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

For legal advice on insurance claims in Oklahoma, contact Paul Boudreaux of Richardson, Richardson, Boudreaux at 918-492-7674 or www.richardsonlawfirmpc.com.

For an estimate for roofing repair or replacement on your Bixby, OK, area home, contact Judy Smith of A-Best Roofing at 918-587-1426 or www.abestroofing.com.

Protect Your Home Value During Tough Economic Times

During today's tough economic times, we constantly hear abour the suffering housing market. Keep the following tips in mind to help protect the value of your home.

• Mow your yard.
• Mow your neighbor's yard.
• Keep your house painted.
• Support your homeowner's association. This is not the time to be quibbling over inconsequential matters.
• Watch your entry to the neighborhood. Keep it well maintained.
• Exterior matters most- many owners will be facing difficulty finding the funds to maintain their home as they have in the past. Don't put home maintenance issues off or you might find a bigger problem with a bigger bill later. Hire home professionals if necessary.
• Don't flood the market if you are not a necessary seller. Your presence as a home for sale (if it competes with another house in the neighborhood) could cause a seller who is desperate to sell to become more desperate and drop their price further to compete.
• Variety of selection is important.
• Talk up the neighborhood! What you say to your friends is as important as any house advertisement.
• Never say "They will never get that!" to anyone...EVER! You should HOPE AND PRAY they DO!

To find out what your home is worth and for all your real estate needs in the Bixby, Oklahoma area contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

For heating and air-conditioning maintenance and installation in the Bixby, OK. area, contact Stephen Taylor with Air Assurance at 918-258-HEAT or staylor@airassurance.com

To check your Bixby, Oklahoma home for termite repair or wood rot, contact Duane Montgomery of Montgomery Exterminating at 918-438-4885 or www.montgomeryexterminating.com.

New Info on Buyers Tax Credit!

Many first-time home buyers that took advantage of the $8000 tax credit a year ago are still waiting for their refund. Most of these buyers amended their 2008 tax returns. The IRS says that all amended returns are reviewed by hand, therefore it is taking longer than normal.

The IRS has also clarified the guidelines for co-borrowers seeking the tax credit. For more information about taking advantage of the buyer's tax credit in the Bixby, OK. area, contact Jeff Sargent, ONB Mortgage at 918-392-6572 or jef_sargent@onbbank.com.

To buy or sell property in the Bixby, OK. area contact The Baskin Real Estate Specialists at 918-258-2600 or www.darrylbaskin.com.

Too Much Stuff!

It is all too common to hear someone say, I have way too much stuff! Some people hoard, others save “just in case”, and many find out they have too much stuff when they have to move. Whatever your reasons, any time is the perfect time to go through that stuff and figure out what to do with it. Here are your five basic options: Keep it, Store it, Sell, it, Donate it, and Throw it Away. The hard part is trying to put that stuff in the right category. First, ask yourself these questions:

• Does this item add positive value to my life or does it make me feel bad?
• Does this item have sentimental value? Is it a family heirloom?
• Have I used this item or worn these clothes in the last year?

If the item is in the keep pile consider storing it. Larger items or items that you decide to keep but still don’t have room for can be put into storage. Remember to think about insurance coverage and special needs for certain items, such as temperature, parking, etc.

If you are getting rid of the item, follow these basic rules to categorize that “stuff”!

• Throw it away if it is torn, ripped, broken, or stained.
• Sell it if it is something that you think someone else would buy or could imagine someone else using. These items can be sold in a garage sale, consignment store, or even online.
• Donate items that are in good shape and would be helpful to others. Places like Salvation Army and Goodwill take many donations and pick up in certain areas. Also remember that some items like children’s toys, book and videos can be donated to children’s hospitals and other organizations with needy or sick children. Be creative and check around. There are many worthwhile places to donate good used items.

For information on OK storage facilities, rental costs, and other storage tips call Mike Steinberg, Relocation LLC at 918-459-6683 or www.relocationllc.net.

For all your real estate needs in the Bixby, OK. area contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

A-Best Roofing Expands into OKC!

A-Best Roofing of Tulsa has expanded to serve the Oklahoma City area. They have provided residential and commercial roofing services in the Tulsa area for 21 years and now serve OKC. Their new office is located at 13722 N. Lincoln Blvd. in Edmond. You can also visit their Tulsa location at 1411 E. 3rd St. For more information on roofing products or for an estimate for roofing services, contact Judy Smith of A-Best Roofing at 918-587-1426 or judysmith@abestroofing.com.

For a list of home maintenance professionals visit www.tulsahomemaintenance.com.

The Top Questions You Should Ask Your Mortgage Banker!

Most home buyer's have questions about their mortgage and the mortgage process. It is easy to get overwhelmed with the process so keep this list handy to get you started:

• How much down-payment do I need to buy a house? If you are a Veteran or buying in a rural area you can get 100% financing. The seller is also allowed to pay your closing costs. If you are Native American you may be eligible for a Hud 184 loan. This loan requires as low as a 1.25% down-payment, depending on the loan amount. For an FHA loan, you must put down 3.5%, for Conventional a 5% down-payment is required, and Investment loans require a 20% down-payment.
• What are Points/Origination Fees? Points and Origination Fees are additional fees paid at closing to lower your interest rate. 1 point is equal to $1000.
• How do I find out exactly what my closing costs, fees, and other items are when I am comparing mortgage companies and rates? Ask for a Good Faith Estimate. Look at fee lines 800-900. Compare the rate, points/origination fees, and other items within that range.
• What constitutes a rural development loan? A rural development loan is all based on the population of an area. Owasso and Glenpool, for example, are still rural and are eligible for a rural development loan. USDA Rural Development website can give you more information about any areas you are interested in.
• How do Mortgage Bankers get paid? Generally, it is based on a commission calculated from the volume produced. The more produced, the higher percentage.

If you have questions about a mortgage, contact Karen Heston at BOK Mortgage, 918-230-9432 or visit her website.

For real estate questions and all your real estate needs, contact Darryl Baskin, McGraw Realtors at 918-259-2600 or www.darrylbaskin.com.

Mold! What Do I Do?

Mold is a problem that we hear about often. It is also something that causes great concern when it is found in our home or workplace. Because of potential health issues, it must be taken care of quickly. At what point, however, do you know when it becomes a legal issue and a lawsuit might be appropriate? Keep these things in mind before you contact an attorney:

• Make sure that you inform your landlord or employer about the problem. Remember to keep proof that your landlord or employer received the information. Many times, your landlord or employer might not be aware of the problem, which can often be repaired at little cost. Make sure that you give them plenty of time to repair the problem as well. As the property owner, your insurance policy might cover the repairs. Contact your insurance agent to find out.
  
• Finally, if you suspect health problems as a result of the mold, see your physician. Don’t let health problems linger and potentially get worse.

If you own a home or business, have mold problems repaired before the mold spreads, health problems result, or a lawsuit occurs. 



For more information about when it is appropriate to sue over mold in your home or place of employment, contact Chuck Richardson, Richardson Law Firm at 918-633-5070 or www.richardsonlawfirmpc.com.



To discuss cleaning, preventing, and repairing mold, contact Roger Fisher with PCC Cleaning and Restoration at 918-641-1111, pccc@sbcglobal.net or visit their website www.pcccr.com.

To discuss insurance coverage of mold damage in Oklahoma, contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.



For all your Bixby, Oklahoma area real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.


Improve Your Home or Move?

Right now, during these difficult economic times, many homeowners are choosing to improve their home rather than move. By doing so, when the economy changes they will have increased the value of their home and will be able to sell it at that point. There are many ways to improve your home and add value, including: repairing and replacing your roof, repainting the interior and exterior of your home, installing energy efficient products, providing curb appeal through landscaping, upgrading fixtures, and doing basic maintenance and pest control.

• Repairing or Replacing Your Roof- Make sure that you keep your roof in good repair and when needed, replace it. Check with your roofing professional to see if you need a new roof, have venting problems, have loose shingles, or have any other roofing issues that are in need of repair.
  
• Repainting- repainting your home not only helps maintain the property but it is also appealing to buyers when you decide to sell. Keep neutral colors in mind, however, so that it will be appealing to a large number of buyers.
  
• Installing Energy Efficient Products- replace old windows, appliances, hot water heaters, and heating and a/c units with newer energy star rated ones. This will help decrease your energy bills and will be attractive to buyers.
  
• Providing Curb Appeal through Landscaping- make sure that your landscaping is attractive to buyers. An attractive exterior can help ensure that buyers will at least take a peak inside. Also remember to provide landscaping that will look good in every season.
  
• Upgrading Fixtures- this is an easy and often inexpensive way to improve your home. Replace doorknobs, cabinet pulls, light fixtures, and plumbing fixtures for newer ones.
• Doing Basic Maintenance and Pest Control- this is one of the best ways to improve your property and prevent buyers from walking out the door. Many buyers simply don't want a "fixer upper" or problems with pests. They want it move in ready. Simple home maintenance and pest control will keep buyers interested and will help prevent more expensive repairs later.

Remember, if you don't have the time or skill, hire a professional to do needed improvements and repairs. A poor repair job won't attract buyers when you decide to sell. Check our the professionals listed below or visit www.tulsahomemaintenance.com for a complete list of professionals.

• For information on how to improve your home by repairing or replacing your roof, contact Judy Smith of Abest Roofing at 918-587-1426 or www.abestroofing.com.

• For information on pest control in the Bixby, Oklahoma area contact Duane Montgomery, Montgomery Exterminating at 918-438-4885 or www.montgomeryexterminating.com.

• To have a estimate on property repairs contact Jonathon Knapp of Residential Repairs at 918-621-1020 or www.residentialrepairinc.com.

• For heating and air conditioning repair and replacement contact Stephen Taylor at Air Assurance at 918-258-HEAT or www.airassurance.com.

• For information on how to improve your home or on buying or selling a home contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Job Opening- Tulsa, OK

A position is available for a Business Manager/Executive Assistant.  Job skills required are:

• Excellent working knowledge of computers.
• Customer relations and minor conflict resolution skills.
• Bookkeeping experience helpful.
• Management experience necessary.
• References required.
• Duties will include diverse tasks in retail management, property management and office duties.
  
• Accessibility outside of office hours will be expected.

Please email resume's to: teresa@darrylbaskin.com or fax to 918-398-5110

Buy Now or Wait for Lower Rates?

With memories of home mortgage rates of 16% and 18% in years past, current mortgage interest rates are at some of the lowest points in the last 25 or 30 years. At this time, mortgage interest rates are in the 5% range, depending on the type of loan obtained. For most "First Time Home Buyers," the interest rates have probably never been lower in their lifetime. Even for seasoned home buyers, current interest rates are a real bargain! Waiting for a possible drop of perhaps 1/4% of mortgage rate does not justify waiting to purchase a home when the mortgage interest rate could just as easily go up 1/4% to 1/2%. If a home purchase is a consideration, taking advantage of the current interest rates would be a wise course of action.

To discuss current mortgage rates and information contact Steve Currington of Currington Mortgage at 918-810-0092 or www.curringtonmortgage.com.

To buy a home in the Bixby, Oklahoma area, contact The Baskin Real Estate Specialists at 918-258-2600 or www.darrylbaskin.com.

For a directory of home maintenance professionals visit www.tulsahomemaintenance.com.

Preparing Your Landscaping For Cold Weather

When the temperature drops and cold weather months arrive, it is important to remember that our landscaping still needs attention. There are many things that we can do to prepare our landscape for the cold weather. Here are just a few:

• Prune- it is helpful to prune some varieties of plants during the Fall and Winter months.
• Plant- check out plant and vegetable varieties that can be planted during the cold months.
• Mulch- remember to keep about 3 inches of mulch on your flowerbeds all year long. Mulch can help keep the roots warm and hold in moisture.
• Container Plants- don't forget container plants. Some work well inside during cold weather and some can re-grow simply by taking a cutting of the plant.

If you have questions about preparing your landscaping for cold weather or want an estimate for landscaping services contact Nathan at Bluum Outdoor at 918-599-8500 or nathan@bluum.net.

To find out how to prepare your home for sale and for all your real estate needs in the Bixby, Ok. area, contact The Baskin Real Estate Specialists at 918-258-2600 or www.darrylbaskin.com.

Petition to Partition

Many times, people will purchase a property with a friend or family member, only to find that years later a strain happens in the relationship and one or both parties want to sell their share in the property. That in itself is not a big problem unless the parties disagree about what should happen with the property. When a disagreement happens that can't be resolved, each party will need to seek an attorney. Usually, it will end up before a judge. Each party will lay out their interest for the property and the judge will determine what will happen with the property, including the interest each party will have with the property. The judge can also appoint appraisers to determine the property value. Getting to this point will usually cost quite a bit of money in legal fees. To avoid this type of situation, contact an attorney to discuss plans before a contract is signed.

If you have questions regarding a Petition to Partition or other legal issues, contact David Keesling with Richardson, Richardson, Boudreaux at 492-7674 or www.rrblawok.com.

For all your Bixby, OK. area real estate needs contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Homebuyer's Tax Credit Extended

The $8000 tax credit for first time home buyer's has been extended. Originally, the tax credit was only offered until November 30, 2009. The new tax credit extension enables home buyers under contract by April 30, 2010 to use the tax credit. The extension also allows for a $6500 tax credit for home buyers who have owned a home and lived in it for 5 years. In addition, home buyers have an additional 60 days to close the sale. For more information on the tax credit extension, contact Jeff Sargent at ONB Mortgage at 918-392-6572 or jeff_sargent@onbbank.com.

For your Bixby, OK. real estate needs, contact The Baskin Real Estate Specialists at 918-258-2600 or www.darrylbaskin.com.

Bixby Public Schools Monthly Supply of Inventory (MSI)

Why Do I Need a Survey When I Build a New Home or Addition?

When you decide to build an addition or a new home, you will need a survey. A survey shows where the property lines are as well as any buildings, easements, driveways, or encroachments on the property, such as a neighbor's driveway. You might say, "I don't need a survey. I have a plat map". A plat map only shows the property boundaries. It doesn't show easements or encroachments which can cause a problem with a legal title. A survey will ensure that anything you are building is not on someoone else's property or easement. It will also help if you have acreage and decide to sell some of it later.

For more information on land surveys, titles, and the closing process, contact JJ Pierce at Closings of Tulsa at 918-493-2241 or www.closingsoftulsa.com.

If you are interested in building a new home or addition, contact Bruce Gardner of Gardner Construction at 918-481-1377 or gcc1946@aol.com.

For real estate needs in the Bixby, Oklahoma area contact Darryl Baskin, McGraw Realtors, at 918-258-2600 or www.darrylbaskin.com.

New Law Affecting Your Move

Mike Ellingson, owner of Relocation LLC, says local movers in Oklahoma will be facing new rules from the Oklahoma Corporation Commission requiring insurance coverage and licensing. Formerly, an inter-city moving company was exempt from licensing and insurance laws but will now face penalties and fines for not holding these policies and coverages. The law takes effect November 1st, 2009. Homeowners are often deceived by companies who present a low bid but offer no coverages for damage or loss. Research carefully before you hire a mover and make sure that you can trust them with all of your belongings. For more information on these new regulations affecting your move, for an estimate, or for moving tips, contact Mike at 918-459-6683 or www.relocationllc.net.

For all your Tulsa, Oklahoma area real estate needs, contact The Baskin Real Estate Specialists of McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Incorporating Green Ideas into Your Home

When building, remodeling or replacing things in your home, eco-friendly or greeen ideas can be very easy and often inexpensive to implement. Here are some easy ways to incorporate green products into your property:

• When building a new home, face the widest part of the building to the north or the south.
• Place doors and windows where you will receive good cross-ventilation.
• Ensure any attic space is well ventilated by using roof ridge vents, lighter colored roofing materials, lots of insulation, and by placing A/C ducts in the attic to absorb the heat.
• Install an energy-efficient and properly sized heating and A/C system, make sure that duct work is correctly sealed, and use a programmable thermostat.
• Utilize landscaping materials, plants and design that are appropriate for the climate and rainfall levels in your area.
• Use low-flow toilets and shower heads and energy-efficient appliances.
• Recyclable and renewable materials can be used for decking, siding, trim and more.
• Choose green flooring materials such as concrete, bamboo, or recycled wood.
• Replace your air-conditioning filter regularly to enhance the performance of your air conditioning system and to reduce pollutants.

For more ideas or estimates on incorporating green products and ideas into your home, contact the professionals below:

Land Conservation and Reuse Studies: DREI Group, Dennis Blind at 918-812-2339, dennis@dreigroup.com, or www.dreigroup.com.
Roofing: Royal Roofing, Johnathon Knapp at 918-398-6500 or www.royalroofingllc.com.
Landscaping Design: Bluum Outdoor, Nathan at 918-599-8500, Nathan@bluum.net, or www.bluum.net.
Heating and Air Conditioning: Air Assurance, Stephen Taylor at staylor@airassurance.com.
Building and Remodeling: US Building Systems, Rick Oberlender at usbs@att.net.
Air Conditioning Filters: Filter 4 Me, Rick Butefish at 918-292-8600, rick@filters4me.com, or www.filters4me.com.
Flooring Products: ProSource Wholesale Floorcoverings, Jim Ecrette at 918-252-7711 or prosourcejim@tulsacoxmail.com (make sure you ask for Darryl Baskin's preferred pricing).

To find energy-efficient, eco-friendly, or green properties in the Tulsa, Oklahoma area contact Darryl Baskin, McGraw realtors at 918-258-2600 or www.darrylbaskin.com.

Do I repair, refinish, or replace my hardwood flooring?

When a good quality hardwood floor is installed properly and needed repairs are done well it provides a beautiful and durable flooring option. When repairs, refinishes, and installations are not done properly or a bad product is purchased it can cause many problems. Here are some common problems with hardwood flooring and their causes:

• Buckling is usually caused when the flooring is not given proper time to acclimate, moisture testing is not done correctly, or it is not given proper room to expand.
• Creaking or squishy floors can be caused by incorrect floor preparation on both a concrete slab and a wood subfloor.
• Fading and color changes can occur simply due to exposure to light over time or from failing to install from different cartons. Since cartons of hardwood flooring can come from different lots it is important for the installer to use several different cartons at a time when installing the flooring in each area.
• Visible and Invisible defects can occur when using a poor quality hardwood floor. Although it can also occur with even the best of hardwood products, it is less likely when good quality hardwood products and good hardwood flooring installers and repair professionals are chosen.

To ensure that your hardwood floor looks beautiful for years to come, select a good quality floor, have it installed properly, and make sure all repairs are done correctly. For new hardwood flooring options, call Jim Ecrette of ProSource Flooring at 918-252-7711 or www.prosourcefloors.com/tulsa and ask for Darryl Baskin's Contractors Rate. For repair and installation of hardwood flooring in the Bixby area, call Jonathon Knapp of Residential Repair, Inc. at 918-621-1020 or www.residentialrepairinc.com.

Signals You May Have Roof Damage

Oklahoma weather is constantly changing and that changing weather can wreak havoc on your roof. Here are some simple signals that roofing damage may have occurred and repairs may be needed:

1. Leaking in the attic after wind-driven rain or ice build-up.
2. Blistering or peeling interior or exterior paint.
3. Stains on interior ceilings or walls.
4. Mold or mildew growth.
5. Decaying roof shingles, sheathing, or siding.
6. Missing, cracked or curled shingles.
7. Dark looking areas on your roof.
8. Excessive energy costs.

For more information on roofing danger signals or to have your home inspected and receive an estimate for repairs contact Judy Smith of A-Best Roofing at 918-587-1426, email her at judysmith@abestroofing.com, or visit their website at www.abestroofing.com.

For your real estate needs in the Tulsa, Oklahoma area, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Tulsa Historical Society

The Tulsa Historical Society presents:

2nd Annual Music on the Lawn
Sunday, October 25th
3:00PM to 6:00PM

Confessions of a Pioneer Woman
Lecture and Book Signing by Ree Drummond
Tuesday, October 27th
7:00PM

For more information on these FREE events visit their website or their facebook event page.

Autumn Pests

Many insects find their way into our homes during this time of year. They come in through crevices and cracks in roof flashing, siding, trim, vents, and any other way they can. Once they are inside the walls and structural areas of your home or business they can be very hard to exterminate. When the weather warms up they will often come inside through light fixture openings, vents, light switches, and fireplaces. Help eliminate this problem by:

• Looking for and repairing interior and exterior cracks and crevices where pests can enter
• Having professionals exterminate your property now to prevent further problems in the Spring
  

For all your pest control needs, call Duane Montgomery of Montgomery Exterminating at 918-438-4885 or www.montgomeryexterminating.com.

For help with all your real estate needs in the Tulsa, Oklahoma area call Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Tips for a Smooth Closing

Buying and Selling a home can be a stressful process, but when the closing process doesn't happen smoothly, it can add even more stress. Here are a few tips to de-stress the closing process. First, listen to the professionals. If your real estate agent or mortgage broker gives you suggestions for the closing and moving process, heed their advice. They see problems regularly and can help you avoid some of the most common problems. Second, pack and move out of the house as early in the day, or even the night before, as possible and schedule closing for the afternoon. For buyers, schedule the final walk through earlier in the day as well. This added time should help with any unplanned delays. Third, consider adding a little extra expense to your budget in case there is a delay in closing and storage or hotel costs are needed or you need to hire a professional for an unexpected home repair. Finally, ask for a final settlement statement a day or two in advance of closing so that last minute surprises are kept to a minimum.

For more information on the closing process or if you are in need of closing services, contact JJ Pierce, Closings of Tulsa, 918-493-2241.

For all your mortgage needs, contact Karen Heston, Bank of Oklahoma, 918-488-7353 or kheston@bokf.com.

For all your Tulsa, Oklahoma area real estate needs, contact, Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Condominium Insurance

When purchasing insurance for your condominium, there are some important things to keep in mind. First, know your covenants and bylaws. Each condo association is different and has different covenants and bylaws. With some, if the condo is destroyed, they will rebuild the outside, but the owner is responsible for everything from the sheetrock in. This type of information will help your insurance agent determine the proper coverage for your policy. Second, remember that you may be responsible for extra fees if the condo association falls short of funds (to replace the roof, for example). That can also be added as coverage for your policy.

For more information about condo insurance, renters insurance or another type of insurance, contact Mike Tedford, Tedford Insurance, 918-299-2345, or www.tedfordinsurance.com.

For all your Tulsa, Oklahoma area real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Fire Damage

A home or business fire is not only destructive it can also leave you wondering "what do I do next"? First, contact your insurance company and inform them of the fire and gets things going from their side. Second, get all your important documents together , especially those that have survived the fire. If they didn't survive the fire, attempt to get another copy. Third, take inventory of what was and wasn't damaged. Damaged property can be difficult and stressful to handle, so call the professionals.

The experts at PCC Cleaning and Restoration can help with fire and water restoration and even mold damage. For more information on fire and water restoration, mold damage, or helpful tips after this type of damage to your property call Roger Fisher at 918-641-1111 or visit their website at http://www.pcccr.com.

For all your Tulsa, Oklahoma area real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Moving with Pets

Moving can be very stressful for the homeowners and can be just as stressful on their pets. Here are some tips that can make that transition easier on you and your pet. First, keep your pet's routine as normal as possible during the packing and moving process. Second, if possible, have a friend or boarding service watch him. If not possible, avoid giving him food or water an hour or two before your trip. Third, if he will be traveling in a pet carrier, make sure there is room for him to stand up and turn around and plenty of ventilation for him to breathe. Remember to use newspaper or other absorbent material in the bottom of the carrier, in case he has an accident. Finally, remember his favorite toy!

For more moving tips or questions or to get a quote for your move, contact Mike Ellingson at 918-459-6683 or visit http://www.relocationllc.net/Default.aspx.

For all your real estate needs in the Tulsa, Oklahoma area contact Darryl Baskin, McGraw Realtors, 918-258-2600 or http://www.darrylbaskin.com.

Pre-nuptial Agreements

Quite often, pre-nuptial agreements are thought of as negative. In some cases, however, a pre-nuptial agreement can be very helpful and even create peace of mind. A pre-nuptial agreement (also called a pre-marital agreement or pre-nup) defines to whom property belongs and can prevent legal arguments should a divorce or death occur. The agreement covers three areas: during marriage, upon divorce, and upon death of a spouse. It is very important that all parties involved have independent counsel. It is also important that everyone is honest and provides full disclosure of their assets. If these don't occur, the agreement may be invalid. You might benefit from a pre-nup if you are engaged and either own a business, have children or someone needing special care, or have many assets.

To discuss a pre-nuptial agreement or other legal issues, contact Richardson Law Firm, at 918-492-7674 or www.richardsonlawfirmpc.com.

For all your real estate needs in the Tulsa, Oklahoma area, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Ignite Kids Camp Starts August 26th

Ignite Kids Camp at New Beginnings Church in Bixby, OK on 151st Street between Harvard and Yale begins August 26th.  The fun-filled kids program will entertain while teaching your children valuable principles from the Bible. Put it on your calendar and don't let your kids miss the Slopstacle Course.
For more information, call 918-366-6700

Ways to keep your heart strong

Change The Way You Eat!
Forget about the so called good for you low-fat diet. The key to maintaining your arterial superhighway is not just about avoiding saturated fat, processed foods, but also about fueling your tank with functional foods.

Get The Right Fats! It's Not How Much Fats You Eat, It's What Type You Eat!

Not only are fats a major source of energy, they also help you fill up so you don't overeat.

Push Phytosterols!

Plant sterols and stanols are potent fatlike compounds that block absorption of unhealthy dietary cholesterol.

Fiber, Fiber, Fiber!

Fiber helps block absorption of cholesterol in the digestive tract and helps regulate blood sugar.

Cut The Salt!

Make a switch to Low-Sodium Dash. You would be amazed how much cutting your salt intake would help with hypertension.

Grab Your Sneakers & Get Your Heart Pumping!

Listen, there's no more excuses! I don't have time isn't going to cut it with me! Why?

Just three 10 minute walks a day are enough to provide enormous benefits. You can walk ANYWHERE!

Pump Some Iron!

Ladies, no more excuses! You will not get big lifting weights. Lift weights, build muscle, burn more calories, lose weight, and gain a great looking body. It also helps control both diabetes and prediabetes.When you contract muscles you improve their ability to use glucose and respond to insulin.

Are You Stressed? Lose It!

Mental and emotional stress depression and social isolation can all take a toll on the heart. Do your heart a favor, when your stressed head to the gym.

Tired of Bending For Everyone Else? Bend For Yourself!

Yoga! Stike a Pose! Doing Yoga on a regular basis improves blood circulation.

Finally, Relax.............

Progressive relaxation, the technique of tightening, then releasing one muscle group after another from your head to your toes, can also stave off stress. Trust me Try it.

Tiffany Casey

Personal Trainer

Manager of The Ice House

Myspace

Have Any Questions? Email Me icehouse@darrybaskin.com

Your Heart! The most important muscle in your body.

Giving your heart a healthy make over will improve the way you feel, give you energy, even help you live longer.



FIRST THINGS FIRST NUMBERS YOU NEED TO KNOW



BLOOD PRESSURE- measures the force of blood against the walls of your arteries. The top number (systolic) is the pressure of blood flow when the heart beats; the bottom number(diastolic) is the pressure when your heart is relaxing.
Aim for :120/80 mm Hg or less

CHOLESTEROL- A strong heart needs healthy blood vessels that have a smooth lining.
There's two types of cholesterol good(HDL) and bad(LDL) cholesterol.

LDL chol.-can cause fatty plaque in the walls of the arteries

HDL chol.- removes excess LDL from the arteries and delivers it to the liver for disposal

Aim for:Total Chol. below 200 mg/dl

LDL (bad) below 100 mg/dl

HDL (good) above 50 mg/dl

TRIGLYCERIDES-This blood fat fuels muscles but, in excess, is stored in the fat cells and in the liver.

Aim for Below 150 mg/dl

BLOOD SUGAR-Someone with the precondition has a 1.5-fold higher risk of getting heart disease than a healthy person: if you have type 2 diabetes the risk is 2 to 4 times higher.

Aim for:Fasting glucose level of up to 100 mg/dl

Tiffany Casey Personal Trainer and Manager of The Ice House

Check out our new Myspace Page

Building Stronger Bones for Life!

Fight Osteoporosis! It's never to late to start protecting and repairing your bones. Your body constantly builds up and breaks down bone tissue, a cycle designed to supply bones with strong, young cells. After you reach your peak lifetime bone mass, around the age of 30, your body begins to break down bone cells faster than it can make new ones-a process that accelerates in your 40's. A simple plan gives you the power to fend off this scary disease, starting right now.

1. Choose an exercise program with your bones in mind.

• You need two types of exercises
  
• Weight-bearing-(intense walking program)
  
• Muscle strengthening/Resistance(weight lifting with free weights or machines, push-ups, pull-ups and resistance bands.

2. Eat for your bones, starting with calcium

• Calcium is the mineral that makes bones strong
  Women under 50 need at least 1000 milligrams of calcium per day
  Try to get as much calcium as possible from food( Dairy, broccoli, kale, tofu)

3. Take Supplements Strategically

• Calcium carbonate is the cheapest,most widely used supplement.
  
• Vitamin D- either D2 or D3 helps the body take in calcium and deposit it in your bones
  
• Vitamins B6 and B12 People deficient in these vitamins have a greater risk of broken bones
  

4. When you reach Menopause, insist on a Bone Scan

Government guildlines reccomend that healthy women wait until they're 65 before getting a bone scan( but 60 if you're at high risk for osteoporosis). But women start losing the largest percentage of bone more than a decade earlier, when their estrogen level drops and menstruation ends.

Tiffany Casey,

Personal Trainer and Manager of The Ice House

Real Estate Career Introduction Meeting

If you know someone who is interested in getting their real estate license, this a great event for them to attend.  We will discuss the process of obtaining a license, the cost and have applications available.

Don't forget the Career Night/Informational Seminar this Tuesday evening, July 28 from 5:30 to 7:00 at the McGraw Realtors Bixby Training Center
11719 S. Memorial, Bixby, OK

for more information, contact:
Darryl Baskin
The Baskin Real Estate Specialists
at McGraw Realtors
918-740-0077 cel

Real estate for sale in Bixby, OK
Houses for sale in Tulsa, OK
Commercial real estate for sale in Tulsa, OK

Where did Summer Go? 2009-2010 School Year Almost Here!

Schedule Pick Up/Meet the Teacher/Parent Orientations

2009-2010

High School Schedule Pick-Up :8:30 am-11 am & 1 pm-3 pm
Seniors Mon. Aug. 3rd
Juniors Tues. Aug. 4th
Soph. Wed. Aug. 5th
Fresh. Thurs. Aug. 6th
Parent Orientation/Open House: Aug. 27th 7 pm

Middle School Schedule Pick Up:9 am-11 am & 3 pm -6 pm
Aug. 4th Last Name Of Students A thru M
Aug. 6th Last Name Of Students N thru
Parent Orientation/ Open House: Aug. 25th 6 pm- 7:30 pm

North 4/5/6 Meet the Teacher:
August 11th 8 am- 10 am
Parent Orientation/Open House: Aug 24th 5:30 pm-7 pm

Brassfield 5/6 Meet the Teacher:
Aug. 11th 9 am- 12 pm
Parent Orientation/Open House: Aug. 18th 6 pm

Central Elementary Meet the Teacher:
Aug. 11th 8 am- 11am
Parent Orientation/Open House: Aug. 20th 5:30 pm-7 pm

North Elementary Meet the Teacher:
Aug. 11th 9 am- 11 am
Parent Orientation Pre-K-1st :Aug 18th 6:30 pm-7:30 pm
Parent Orientation 2nd-3rd: Aug. 2oth 6:30 pm-7:30 pm

Scott's Restaurant in Bixby, OK right before it was torn down for QuikTrip. Scott's is now located in downtown Bixby

Scotts restaraunt with Ethan

 

What happens if you disagree with your tax assessment?

You have the right to dispute the amount your property is assessed for
and it is pretty easy to do. If you saw my last TV show, I went
through the process at the Assessor's office. Don't be intimidated.
It is a rather simple process and the Assessor's office encourages
taxpayers to file an assessment protest if they feel their taxable
value is out of line with the market value of the property.

The key is to present other properties that show your house could not
sell for the value they have assessed it at. Make special note of any
repairs your house needs and take pictures of the damage or repairs
with you to your appointment.

Email your address to claudia@darrylbaskin.com and tell her I told you
to send it for your tax review. I will send you some recent data that
they won't have. You can print it up and have it for your appointment.

Good luck! Find more helpful home seller and home owner tips at the
site for Tulsa, OK real estate advice http://www.darrylbaskin.com

Your Realtor,

Darryl Baskin
The Baskin Real Estate Specialists
at McGraw Realtors

308 N Aspen Ave.
Broken Arrow, OK 74012
918-258-2600 ofc
918-740-0077 cel
918-398-5110 fax
darrylbaskin.com

Bentley Park Takes Shape

Friends in Bixby

To my friends in Bixby, a town that our family visited every Sunday for about seven years. Daryl Baskins is just one of several friends that we met during our time in that country church on the edge of town. Midwest Agape Chapel is the name of the church.
I remember we had some great guest ministers that would come to our church, like Rick Renner- whose teaching and dramatic story telling is life changing. Maurice Sklar the psalmist with a wonderful anointing and skill to play on the violin, And Solvieg, whose sweet voice would bring such peace, comfort, and encouragement as she sang her songs. Thank God for those that He leads us to and for this journey that the Holy Spirit guides us on. I was in the church band for a period of five years. I played mostly on a Yamaha DX7, which I would carry with me several days a week. There were some very special moments here in this country church.

The Future of Real Estate Radio Program

The Future of Real Estate Radio Program with host, Darryl Baskin, offers Tulsa the most up-to-date real estate information available.

Listen to “The Future of Real Estate” on AM 740 and FM 102.3 News Talk KRMG every Saturday at 12:00 noon.

Tulsa, OK (May 21, 2009) – In a world where the state of the American economy is clouded by negative real estate reports, a popular radio show in Tulsa, Oklahoma, offers a refreshing take on the real estate market dialogue. True to its name-- The Future of Real Estate—provides helpful and accurate information presented by experts in the Tulsa Real Estate market. More importantly, The Future of Real Estate incorporates listener input to respond to the questions the community has.

The one hour talk show combines a local real estate news feature and public service announcements, with weekly guests that discuss a variety of topics relevant to today’s real estate market. Studio guests range from Bank of Oklahoma mortgage specialists to PCC Cleaning and Restoration and include Montgomery Exterminating with their “Bug of the Week.”

Past topics have included:

- What to do if you are buying a home someone was murdered in
- Small claims court process
- Cupola’s- an Old World accoutrement is the New Status Symbol

Listeners are often invited to call in with questions. The show’s experts answer questions relating not only to buying and selling real estate, but also to basic home remodeling and repairs.

The Future of Real Estate airs live on AM 740 and FM 102.3 News Talk KRMG every Saturday at 12:00 noon and past shows can be listened to online via pod cast at www.DarrylBaskin.com/radio_shows.

I am getting many calls this week about sprinkler repair and other summertime home and commercial property repair needs. Bookmark http://ping.fm/R22JP for reference to reliable repair companies.

How Far Will the Government Go?

Just how far will the government go to meddle in the economy? This article suggests pretty far. "Cash for keys" is a common practice for lenders to remove tenants and foreclosed homeowners with less hassle. Now, the US Government is providing what could be called a relocation package for homeowners who can't pay their mortgage.
Story here: http://ping.fm/gRvVm

Tedford Insurance Joins ExpertTalk

Tedford Insurance, Tulsa, Oklahoma's premier independent insurance provider, has joined the ExpertTalk network. ExpertTalk Productions and ExpertTalk Network provides Tulsa County homeowners and businesses expert real estate information for property management, home maintenance, real estate news, and other real estate related topics. Contractors and professional service providers are listed at www.tulsahomecare.com

Cindy Morrison and Alan Armstrong talk about Junior Achievement impact on

What a great multitasker! While she is emcee!

Their son, Jonathon Maxville, is a scholarship recipient of the Junior
Achievement Program recognized at tonight's event. He is a wrestler,
certified machinist, and attending Northeastern State Univ to study to be a
pharmacist.

Cindy I emcee of the Junior Achievement Business Excellence Dinner. Cindy
deserves someone tweeting about her ;)

The JA organization is holding their annual Business Excellence
Banquet at the Tulsa Renaissance Hotel tonight to honor the Davis
brothers of unites States Roast Beef Corp. (Arby's)

meeting at Xeta Corp with the Broken Arrow Chamber for Social Networking

Volunteers Needed: 2009 Bixby BBQ'n Music Festival!!!

The Rotary Club will be raising about 75k to put back into the community helping feed the poor, provide college scholarships, supporing you programs. The BBQ Festival is this Friday (5 to 11pm) and Saturday (9am till 11pm). I am in charge of volunteers and am still needing some dependable, honest, people to help on Saturday evening. Below are the the shifts I need filled. We have over 90 BBQ Teams coming and have the best music ever, so please help us help others by donating a couple hours or your time. Please either drop me an email, or call me asap.
 
Saturday May 9th
 
1pm to 3pm 
 
two people for a ticket booth
 
3pm to 5pm
 
two people for the Information Booth
 
5pm to 7pm
 
two people for a beer booth and two people for the Information booth
 
7pm to 9pm

Pristine Condition!

4 Bedroom, 3 Full and 3 Half Bathroom in Pristine condition, all on 1st level except game room, high ceilings, wide doorways, archways, covered patio, granite counters, enormous kitchen, office could be bedroom or game room could be converted to suite.  The address is 11803 S 70th East Avenue and the price is $399,000.  The house is in the Bixby school district. See all the real estate listings for sale in Bixby, Oklahoma with all Realtors at www.darrylbaskin.com/bixby   #

 

Great Home in Twin Creeks II

This 4 Bedroom 3 ½ Bathroom home features new Frieze carpet, granite kitchen counters, interior paint and refinished hardwood floors. Open Floor Plan. 1st Floor Master Suite, Large Guest Bedroom/Game Room with Private Bath, 3 Car Garage, Neighborhood Pool and Park.  The address is 9270 E 118th Place and the price is $299,900.  The house is in the Bixby school district See all the real estate listings for sale in Bixby, Oklahoma with all Realtors at www.darrylbaskin.com/bixby   #

 

Bixby's Own WWE hall of fame class of inductee Cowboy ''Bill Watts''

Area Home Builders offer Buyer Incentives

Tulsa area home buyers are seeing special incentives for purchases

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Millicent Pond - Union Schools

3309 W Nashville St - Edgecott Plan - $341,894

4B/3.5BA/3Car/2Story - 3,547 SF

 

Berwick at Cedar Ridge - Bixby Schools

4410 S Retana Place - Custom - $535,900

4B/3.5BA/3CarT/2Story - 3,512 SF

 

Dutcher's Crossing - Bixby Schools

2514 E 138th Ct So - Custom Plan - $345,900

4B/3.5BA/3Car/2Story - 3,518 SF

 

13817 S. 23rd Place - Andover II - $289,900

4B/3BA/3Car/2Story - 2,916 SF

 

The Fairways at Bailey Ranch - Owasso Schools

 

9303 N 98th E Ct - Andover Plan - $289,900

4B/3.5BA/2Car/2 Story - 2,916 SF

 

Wakefield Glenn - Bixby Schools

 

220 E 125th Pl S - Alexander Plan - $179,900

3B/2BA/2.5Car/1Story - 1,610 SF

 

Renaissance Park II - Broken Arrow Schools

 

20557 E 35th St S - Waterford Plan - $172,900

3B/2BA/2Car/1Story - 1,765 SF

 

20524 E 34th Pl S - Blakely Plan - $159,900

3B/2BA/2Car/2Story - 1,908 SF

 

3554 S 204th E Ave - Blakely - $154,900

3B/2BA/2Car/1Story - 1,667 SF

 

20392 E. 32nd St So - Blakely - $164, 900

3B/2BA/2Car/2Story - 1,888 SF

 

Turnberry Place - Broken Arrow Schools

 

5115 N 34th St - Chadwick Plan - $134,900

3B/2BA/2Car/1Story - 1,298 SF

 

Brownstone Village - Kiefer Schools

 

204 DP Newman Cir - Chadwick Plan - $134,900

3B/2BA/2Car/1 Story - 1,315 SF

 

Park Place - Bartlesville Schools

 

3022 Debbie Lane - Alexander Plan - $169,900

4B/2BA/2Car/1Story - 1,747 SF

 

2002 Cypress Circle - Alexander Plan - $159,495

3B/2BA/2Car/1Story - 1,607 SF

 

2006 Green Leaf Ct - Alexander Plan - $164,455

3B/2BA/2.5Car/1Story - 1,747 SF

 

2018 Green Leaf Ct - Chadwick Plan - $138,600

3B/2BA/3Car/1Story - 1,248 SF

 

3406 Stonewall Drive - Blakely - $156,386

4B/2BA/2Car/2Story - 1,878 SF

 

3402 Stonewall Drive - Alexander - $157,495

3B/2BA/2Car/1Story - 1,607 SF

 

3022 Debbie Lane - Alexander - $169,900

4B/2BA/2Car/1Story - 1,747 SF

 

3017 Stonewall Drive - Blakely - $171,900

4B/2BA/2Car/2Story - 2,094 SF

 

3021 Stonewall Drive - Stratford - $180,240

3B/2BA/2Car/1Story - 1,772 SF

 

3009 Lincoln Road- Kingsford - $212,900

4B/3.5BA/2Car/2Story - 2,599 SF

 

3121 Lincoln Road - Kingsford - $225,900

4B/3.5BA/2Car/2Story - 2,603 SF

---

 

If you would like more information about the special $5,000 incentive offered to home buyers on these new homes, contact:
 

Darryl Baskin
The Baskin Real Estate Specialists
at McGraw Realtors
918-258-2600 ofc
918-740-0077 cel
918-398-5110 fax

Serving Northeastern Oklahoma since 1989
www.darrylbaskin.com

Speak for a child in court: www.tulsacasa.org

February Business@Lunch

Presenting Sponsor     The Bixby Chamber of Commerce monthly luncheon series has been growing in popularity by leaps and bounds over the last few months. As a Chamber member you have an opportunity to network with other chamber member and the Bixby community, while learning techniques to build your business.       Sponsored By         Wednesday, February 4 11:30am to 1:00pm SpiritBank Event Center 10441 S. Regal Blvd. $15 Chamber Members $20 Non-Members All community members are invited to attend the Chamber Luncheons - feel free to pass this information on to neighbors, friends or other business associates.  Please remember to RSVP to the Chamber at 366-9445 for adequate catering and seating arrangements! al 366-9445    445      Save time & money with pre-paid luncheons! NEW pre-paid only check-in line. Reduce your luncheon cost. Pre-registration means no worry of RSVP. Get one free lunch! For a special price of $150, you can pay in advance for the 2009 monthly luncheons, a savings of $15! This also provides you the connivance of pre-registration and express check-in. Must register by January 30, 2009.

Please RSVP by 5:00pm on Friday January, 30

Reply to this email or call 366-9445.

 

Glance@Bixby

With major national economic and political changes how will the South Tulsa Metro area be affected for the upcoming year?...How many commercial applications have been granted in Bixby in the past year?  How many housing starts?  How does that compare to a year ago? Where does commercial lending stand? What is the forecast for future development? What is the vision for our schools? How is our City government coping? What direction will the Chamber lead businesses?

 Join us for a panel discussion with Bixby community and industry leaders as they discuss the outlook for 2009 in giving us an upcoming glance at Bixby.

Bixby City Manager ? Micky Webb

Bixby Director of Economic Development ? Trish Richey

Citizens Security Bank ? Scott Mabrey

Superintendent of Schools ? Kyle Wood

Woodmere Commercial / Residential Developer ? Marc Bullock

Bixby Chamber Chairman ? Jeremy Lott

Bixby Chamber of Commerce
4 East Dawes Bixby, OK 74008
Phone: 918-366-9445 Fax:918-366-9443