Friday, December 31, 2010

Reasons to Buy a Bixby, OK home in 2011!

In a recent article posted in Realtormag, Michele Lerner gives 5 reasons why you should buy a home in 2011. They include:

▪ Mortgage rates will stay low. Even with rates climbing — maybe to as high as 6 percent by 2012 — they are still well below where they have been historically.
▪ Tax cuts could help
. Extending the tax cuts could encourage a more rapid recovery for the economy.
▪ Americans want to be home owners
. A recent Fannie Mae survey showed that Americans still believe a home is a safe and desirable investment.
▪ Builders are about to begin building
. Home builders have been sitting on the sidelines. This year, they think pent-up demand will create an appetite for new homes.
▪ Homes are shrinking
. Homes are getting smaller, which has made them more affordable.
Source: Investopedia, Michele Lerner (12/24/2010)

If you are considering buying or selling a Bixby, OK home, now really is a great time! Contact Kelly Howard, McGraw Realtors, 918-230-6341 or www.kellyhowardhomes.com to find out more.

What is Home Automation?

Home automation is, basically, anything that gives you control over certain aspects of your property from one location, whether that is inside your home or remotely. Home automation systems can be as simple as being able to control some or all of the lights in your home from one control. It can also be quite complex.

Home automation systems can include: lights (both interior and exterior), security systems, home audio systems, home theater systems, heating and A/C systems, and even window draperies and shades. These systems allow you to use one controller inside your home to control these systems. They can also be set up to allow access through the internet or your cell phone. You can even use voice recognition to access some systems.

What's even better than being able to do all these things without getting up? Saving energy costs at the same time. Many of the features, especially lighting systems, can pay for themselves with a 10% energy savings each year.

For more information on Bixby, OK home automation systems, contact Keegan Beck of KMB Enterprises at 918-527-1031 or www.kmbenterprisesllc.com.

For all your Bixby, OK real estate, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Wednesday, December 29, 2010

Your Rights and Responsibilities During a Move

When you or a moving company moves your household goods over the interstate, there are certain rights and responsibilities that you and the moving company have, according to the Federal Highway Administration.

Although moving companies are not required to provide an estimate, you may ask for one. If you request a binding estimate, and the mover is willing to provide one, he has the right to charge you for a detailed estimate. A binding estimate must clearly describe all moving, shipping or other services provided. With a binding estimate, you are not required to pay more than the amount on the estimate, however, should anything change or need to be added, that is not clearly on the estimate, the charges may change. To ensure that the binding estimate is effective, it must be in writing and a copy must have been available to you before you move.

Every mover is required by law to prepare a bill of lading for any shipment it transports. The bill of lading is the contract between you and the mover. The information that is listed on the bill of lading is required to be the same as that on the order for service, which is required as well. You must be provided with a copy of the bill of lading before the mover loads your furniture. You have the responsibility to read the bill of lading before you accept it.

As a customer, if the moving company doesn’t write an inventory of everything in the shipment, you should do one yourself. As part of the inventory, list the condition of all items. Companies that create an inventory will usually ask you to sign each page to ensure that everything is correct. If you disagree with anything, make a note on the inventory and initial it. You should receive a copy of this inventory. At the time of delivery, check the inventory to verify that everything was delivered in the same condition in which it was picked up.

In Oklahoma, new regulations were set in 2009 requiring most companies to carry insurance. Make sure that you are well informed, however. Don't just take the companies word for it. Verify the information they give you and ask for copies of proper documents. Check the following link for more information on regulations affecting your move

For more information or an estimate for Bixby, OK moving services, contact Mike Ellingson at Relocation LLC at 918-459-6683 or www.relcationllc.net.

Need a place to move? For Bixby, OK area real estate needs, contact Darryl Baskin, McGraw Reators, 918-258-2600 or www.darrylbaskin.com.

Just for Fun....Which Celebrity Would Make the Best Neighbor?

Many of us have dreamed of becoming rich and famous, so to speak; however, have you considered which celebrity would make the best neighbor? In Bixby, OK real estate you could find many local celebrities that would make a best neighbor choice. When considering national and international celebrities, however, what do Americans think? Zillow, a real estate website, conducted it's fourth annual Zillow Celebrity Neighbor Survey. Who is it that Americans would most like as a celebrity neighbor and who would they least like as a celebrity neighbor? Read on to find out:

Most Desirable Neighbors for 2011
Sandra Bullock – 26%
Sarah Palin – 10%
Ellen DeGeneres and Portia DeRossi – 9%
The Obamas – 8%
Conan O’Brien – 7%
Lady Gaga – 3%
Katy Perry and Russell Brand – 2%
Justin Bieber – 1%
Other – 7%
None of the above – 27%

Worst Neighbors of 2010
The Jersey Shore Cast – 26%
The Obamas – 15%
Sarah Palin – 13%
Kanye West – 11%
Mel Gibson – 10%
Charlie Sheen – 8%
LeBron James – 3%
Mark Zuckerberg – 1%
Other – 1%
None of the above – 13%

For more information on the Zillow Celebrity Neighbor Survey, visit www.rismedia.com to read their original article.

For all your Bixby, OK area real estate needs, contact Kelly Howard, McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com.

Tuesday, December 28, 2010

Incorporating Green Products into Your Bixby, OK Home

When building, remodeling, or replacing products in your Bixby, OK home, eco-friendly or green ideas can be very easy and often inexpensive to implement. Here are some easy ways to incorporate green products into your home:

  • When building a new home, face the widest part to the north or south.
  • Place doors and windows where you will receive good cross-ventilation.
  • Ensure your attic space is well ventilated by using roof ridge vents, lighter colored roof materials, lots of insulation, and by placing A/C ducts in the attic to help absorb the heat.
  • Install an energy-efficient and properly sized heating and A/C system for your home, make sure that duct work is correctly sealed, and use a programmable thermostat.
  • Utilize landscaping materials, plants and design that is appropriate for the climate and rainfall levels in your area. There are even newer products, such as Garden Glass, that incorporate glass as a safe use in landscaping.
  • Use low-flow toilets and shower-heads and energy-efficient appliances.
  • Recyclable and renewable materials can be used for decking, siding, interior and exterior trim, and more.
  • Choose flooring materials made out of concrete, bamboo, or recycled wood.
  • Replace your air conditioning filter regularly to enhance the performance of your air conditioning system and to reduce pollutants in your home.
  • Replace older lighting fixtures and dimming switches for newer ones that utilize more energy efficient technology.
When you're done with all the old products, remodeling, and building supplies, call David Tittle with I-Haul at 918-261-4008. I-Haul will remove all the old products, recycle and donate what they can and dispose of the rest.

For more ideas or estimates on incorporating green products into your Bixby, OK home, contact the professionals below:

Bixby, OK area Roofing: A-Best Roofing, Judy Smith, 918-587-1426 or www.abestroofing.com.
Landscaping Design in Bixby, OK: Bluum Outdoor, contact Nathan at 918-599-8500 or www.bluum.net.
Bixby, OK Heating and Air Conditioning: Air Assurance, contact Stephen Taylor, 918-258-HEAT or 918-258-COOL or www.airassurance.com.
Building and Remodeling in Bixby, OK: US Building Systems, contact Rick Oberlender at 918-743-1293 or usbs@att.net.
Air Conditioning Filters: Filters 4 Me, contact Rick Butefish at 292-8600 or www.filters4me.com.
Bixby, OK Flooring Products: ProSource Wholesale Floorcoverings, contact Jim Ecrette at 252-7711 www.prosourcefloors.com/tulsa (ask for Darryl Baskin’s preferred pricing).
Bixby, OK Electric Services: Murray Electric, Larry Murray, 918-557-3020 or www.murrayelectric.com.
Garden Glass of Oklahoma: Leigh Murray, Garden Glass, 918-232-0210 or www.gardenglassofoklahoma.com.

To find energy-efficient, eco-friendly, or green homes in the Bixby, Oklahoma area contact Darryl Baskin, McGraw realtors 918-258-2600 or www.darrylbaskin.com.

Homes for Sale in the Tulsa, OK Area


19983 S. Sheridan Rd
Mounds, OK. with 80 Acres

$2,699,000

4 Bedrooms
3 Full, 2 Half Bathrooms
5 Living Areas
3 Car Garage

________________________________


Updated Owasso, OK Home!

11607 E. 84 Ct. N.
Three Lakes Village in Owasso, OK.

$99,500

3 Bedrooms
1 Full, 1 Half Bathrooms
2 Car Garage

___________________________

Exquisite Custom Luxury Home in Bixby, OK.

15080 S. Columbia Ave.
The Estates of Posey Creek Farms in Bixby, OK.

$1,250,000

4 Bedrooms
3 Full 2 Half Bathrooms
4 Living Areas
3 Car Garage


For more information on any of these Tulsa, OK area homes for sale or to buy or sell Bixby, OK area real estate, contact Kelly Howard of McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com.

Monday, December 27, 2010

De-stressing Your Bixby, OK Closing!

Buying and Selling your Bixby, OK. home can be a stressful process, but when the closing process doesn't happen smoothly, it can add even more stress. Here are a few tips to help the closing process happen without a few of the most common glitches. First, listen to the professionals. If your Bixby, OK real estate agent or mortgage broker gives you suggestions for the closing and moving process, heed their advice. They see problems regularly and can help you avoid some of the most common problems. Second, pack and move out of the house as early in the day, or even the night before, as possible and schedule closing for the afternoon. For buyers, schedule the final walk through earlier in the day as well. This added time should help with any unplanned delays. Third, consider adding a little extra expense to your budget in case there is a delay in closing and storage or hotel costs are needed or you need to hire a professional for an unexpected home repair. Finally, ask for a final settlement statement a day or two in advance of closing so that there last minute surprises are kept to a minimum.

For more information on Bixby, OK closing process or if you are in need of Bixby, OK closing services, contact JJ Pierce, Closings of Tulsa, 918-493-2241 or www.closingsoftulsa.com.

For all your Tulsa mortgage needs, contact Steve Currington, Currington Mortgage, at 918-394-5626 or www.curringtonmortgage.com.

For all your Bixby, OK. area real estate needs, contact, Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Tulsa, OK Area Condo's For Sale



Enjoy the View from these Charming Spacious Condo's just Steps Away from the River Parks. Downtown and major interstates are only minutes away.


3731 South Riverside Drive
Tower Court Condo's in Tulsa, OK.

$172,900

3 Bedrooms
2 Full 1 Half Bathrooms
2 Car Attached Garage
______________________

3727 South Riverside Drive
Tower Court Condo's in Tulsa, OK.

$169,900

3 Bedrooms
2 Full 1 Half Bathrooms
2 Car Attached Garage
________________________

3729 South Riverside Drive
Tower Court Condo's in Tulsa, OK.

$169,900

3 Bedrooms
2 Full 1 Half Bathrooms
2 Car Attached Garage


To sell your Bixby, OK area Condo or to find condominiums for sale in Bixby, contact Kelly Howard of McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com





Saturday, December 18, 2010

Luxury Homes for Sale in the Tulsa, OK Area

Secluded Owasso, OK Luxury Home For Sale
15601 East 82nd Street North
in Owasso, OK.

$1,900,000

4 Bedrooms
4 Full, 2 Half Bathrooms
4 Car Garage

__________________________________________________

10726 S. Lakewood Ave.
The Gates at Forest Park

$4,200,000

6 Bedrooms
7 Full 4 Half Bathrooms
5 Car Garage

__________________________________________________


Luxury Home for Sale in Owasso, OK.
10001 N. Glen Ellen Dr.
Clearbrook Addition

$2,100,000

5 Bedrooms
6 Full 2 Half Bathrooms
4 Car Garage




For information on any of these Tulsa, OK area luxury homes or for all your Bixby, OK area luxury real estate needs, contact Kelly Howard of McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com.

Wednesday, December 15, 2010

Habitat For Humanity Builds its 400,000th Home!

Probably most of us have heard of Habitat for Humanity. Habitat for Humanity is a non-profit organization that helps eliminate poverty and homelessness by providing shelters. These shelters are built by volunteers of all races and religions for needy families. These families provide hundreds of hours of labor on their project as well as making down-payments and mortgage payments on their home, which is sold to them at cost. Habitat for Humanity has now built over 400,000 homes for families. To read more about Habitat for Humanity, visit their website. For a Tulsa, OK area Habitat for Humanity office or find a Tulsa, OK area ReStore (a store that sells reusable and surplus building materials) near you.

To buy or sell Bixby, OK area real estate contact Kelly Howard, McGraw Realtors, 918-230-6341 or www.kellyhowardhomes.com.

Tuesday, December 14, 2010

Owasso OK Luxury Home for Sale!



Luxury Home for Sale in Owasso, OK.
Clearbrook Addition
10001 N. Glen Ellen Dr.
$2,100,000

5 Bedrooms
6 Full 2 Half Bathrooms
4 Car Garage

Exceptional Luxury Estate Features All the Finest Details. Hardwoods, Beams, Travertine Marble, Gorgeous Moldings, Granite, & Chateau Cabinetry Throughout. Culinary Kitchen, Office, Wine, Hobby & Media Room. Master Suite w/Spa Bath, Laundry & Exercise Rm.





For more information on this beautiful luxury home in Owasso, OK. or to buy or sell Bixby, OK. real estate, contact Kelly Howard, McGraw Realtors, 918-230-6341 or www.kellyhowardhomes.com.

Monday, December 13, 2010

Foreclosed Tulsa Area Properties Sell for 32% Less...

According to a recent article in the Tulsa World, "Buying on the Cheap", Tulsa area foreclosed properties during the third quarter of 2010 were shown to have sold for 32% less than regular properties (Realtytrac). Nationwide, foreclosed properties sell for 36% less. Even though Tulsa's foreclosure sales prices are a little higher than the nationwide or even Oklahoma average, 32% is still not a good figure. Doug Emve, Oklahoma Association of Realtors president said that the figure is still too high.

Although there is still a high number of foreclosures in the Tulsa market, many sellers are turning to short sales. Sherri Sanders with McGraw Realtors, says that she is seeing more short sales in this market. Despite all of this news, Sanders thinks that "people think the situation is worse than it is" and is "optimistic that clearing out the excess inventory of foreclosed homes will strengthen the local housing market."

Read more from this Tulsa World article at www.tulsaworld.com.

Want to buy a Bixby foreclosed property? Want to stop your Bixby foreclosure? Contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.stopmytulsaforeclosure.com.

Need Bixby foreclosure legal advice? Contact Chuck Richardson of Richardson, Richardson, Boudreaux at 918-663-5070 or www.rrblawok.com.

Thursday, December 9, 2010

Preventing Identity Theft!

While checking out some blogs recently, I ran across a great blog, "How to Prevent Identity Theft This Holiday Season" by Paul Quinn. Thankfully, many of us have never experienced identity theft. For those that have, though, they will tell you that it is a long road! Read on for information Paul shares on methods thieves use to steal your identity and ways to prevent identity theft.

The FTC estimates that as many as 9 million Americans have their identities stolen each year. As you look for in-store and online deals this holiday season, it is crucial more than ever to be mindful of identity theft.

The following facts and tips are extracted from the FTC’s website and Kiplinger’s article “10 Oline-Shopping Traps That Catch Even Smart Shoppers.” Enjoy this holiday season but at the same time, be smart.

Identity theft is generally defined as someone using your personal information (such as your name and Social Security number, credit card numbers, or other financial account information) in a fraudulent manner.

Know that skilled identity thieves may use the following methods to get hold of your information:

  1. Dumpster Diving -They rummage through trash looking for bills or other paper with your personal information on it.
  2. Skimming - They steal credit/debit card numbers by using a special storage device when processing your card.
  3. Phishing – They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.
  4. Changing Your Address - They divert your billing statements to another location by completing a change of address form.
  5. Old-Fashioned Stealing – They steal wallets and purses; mail, including bank and credit card statements; pre-approved credit offers; and new checks or tax information. They steal personnel records or bribe employees who have access.
  6. Pretexting - They use false pretenses to obtain your personal information from financial institutions, telephone companies and other sources

The best way to deter identity theft is shredding financial documents when discarding them, keeping your social security card in a safe place, not giving out your personal information to suspicious callers, mailings or internet sites and closely monitoring your bank and credit card statements.

The Kiplinger’s article gives 10 online shopping traps that made lead to fraud. They are:

  1. Blindly clicking into unfamiliar sites – Don’t rely on search engines for comparisons, go to well-known comparison sites.
  2. Assuming You Have the Same Protections with Debit as Credit – If a hacker steals your debit-card information and raids your bank account, you must report any misuse within two days to get the same $50 limited liability as you would with a credit card. Miss that deadline but report your loss within 60 days and you could be liable for up to $500.
  3. Not Monitoring Your Accounts – If you do a lot of shopping online, review your credit card statements regularly to make sure there aren’t any unauthorized purchases. Compare receipts to credit card statements or use just one credit card for online purchases.
  4. Shopping From a Public Wi-Fi Connection – Hackers can tap into Wi-Fi connections at hotspots, such as coffee shops, airports and hotels, to capture your personal information. That’s why you should never shop online using a public Wi-Fi connection. Also, never use a public computer to shop or check accounts online.
  5. Billing Directly to Your Smart Phone – Use a credit card instead of having purchases billed through your mobile carrier because the card provides more security.
  6. Wiring Money to Pay for an Item – If you purchase an item from an online auction site, such as eBay, and the seller asks you to wire your payment, don’t do it. Pay with a credit card so you can dispute the charges if you don’t get what you paid for.
  7. Falling For Too-Good-to-Be-True Deals – If a website or individual is offering a deal better than anyone else, won’t accept credit cards and demands a direct transfer of funds, it’s probably a scam. A common one: Someone claims he’s selling a vehicle at a low price because he needs the money fast (he lost a job or is a soldier going overseas, for example).
  8. Clicking a Link in an Unsolicited E-Mail – Don’t ever click on a link in an unsolicited e-mail to go shopping, even if the e-mail looks as if it came from a legitimate retailer, It’s safer going directly to a retailer’s site to see whether it’s having a sale rather than clicking on a link that could take you to a fraudulent site.
  9. Clicking URLs on Social-Networking Sites – Using Twitter can be a smart way to stay on top of deals, but you have to make sure the deals are legit. The URLs on Twitter (and sometimes Facebook) are often shortened, so you don’t know whether you’re going to land on a legitimate retailer’s site by clicking the link. Use Twitter as a tip, then find sales on your own.
  10. Assuming an Escrow Service Is Always Safe – If the seller is pushing you to use a particular escrow company to handle a transaction, be suspicious because it might be part of a scam. You can verify a company’s legitimacy by checking with state regulators, or ask to use an escrow company of your choosing,

The FTC says that filing a police report, checking your credit reports, notifying creditors, and disputing any unauthorized transactions are steps you must take immediately if you are a victim of identity theft.

To view the original blog post click here!


To buy or sell Bixby, OK area real estate, contact Kelly Howard, McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com.

Tuesday, December 7, 2010

South Tulsa Homes For Sale...

Charming Old World Home in Jenks, OK!

6338 East 111th Place
Woodfield Village in Tulsa, OK.

$325,000

3 Bedrooms
2 Full 1 Half Bathrooms
2 Car Garage

____________________________________________________________


New Construction in Bixby, OK!

14558 South Urbana Court
The Auberge in Bixby, OK.

$214,900

2 Bedrooms
2 Full 1 Half Bathrooms
2 Car Garage


______________________________________________________


Gated and Secluded Luxury Estate in Bixby, OK

1724 East 151 Street
in Bixby, OK.

$2,675,000

5 Bedrooms
6.5 Bathrooms
4 Car Garage


______________________________________________________________________

Gorgeous Luxury Estate on Over 1/2 Acre in Bixby, OK.

11707 South Fulton Avenue
Forest Hills Estates in Bixby, OK.

$725,000

4 Bedrooms
3 Full 2 Half Bathrooms
3 Car Garage





For more information on these Tulsa, OK area homes for sale or to buy or sell your Bixby, OK area home contact Kelly Howard of McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com.

Homeowners Hope for Easier and More Streamlined Modification Rules

Hello, Valued Member! Top 5 in Real Estate Network® Members are dedicated to providing you with the most up-to-date, helpful real estate information. This monthly newsletter, "Real Estate Matters," offers articles on a range of topics that will inform you in your real estate pursuits.

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Buying Selling Owning Financing Home Improvement My Website My Listings
Darryl Baskin
Broker Associate
McGraw Realtors
My Website
Member, Top 5 in Real Estate
Phone:918-258-2600
Cell:918-740-0077
Fax:918-398-5110
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Are More Streamlined Loan Modifications on the Horizon?
This month’s newsletter provides a detailed look at the foreclosure probe and homeowners' hope that streamlined modification rules will help simplify the process. Real Estate Matters also offers some tips to save you time and money on home appraisals; a guide to navigating today's housing inventory; a look at housing recovery factors; ways to prevent identity theft and more.

Top 5 Members are uniquely qualified to not only help you get educated on these matters, but make them as effortless as possible. Only Top 5 Members can provide you with the kind of exclusive information found here in Real Estate Matters - a monthly look at what's really happening in the housing market. It's a privilege to provide you with this important information. Enjoy this monthly e-newsletter, and as always, your feedback is welcomed - call or email any time!

This Month's Top Story

Homeowners Hope for Easier and More Streamlined Modification Rules as Result of Foreclosure Probe

RISMEDIA, December 7, 2010—(MCT)—Union County, N.C., homeowner Barry Lancett signed two agreements with a national lender this year to modify the terms of his mortgage but still received a disturbing piece of paperwork: a foreclosure notice. “A deputy comes to your door and delivers it in front of the community,” said Lancett, who later avoided foreclosure but is still dealing with lingering issues. “It was humiliating, to say the least.”

More Top Stories
10 Appraisal Tips that Will Save You Time and Money
RISMEDIA, December 7, 2010—Mortgage rates are at near-historic lows, but sinking home values are often lowering appraisals as well. If you are considering refinancing your home, what do you need to know about the appraisal process to help ensure you get the best possible appraisal on your home?
Top 10 Ways to Guard against Identity Theft
RISMEDIA, December 7, 2010—Consumers today are well aware that having their identity stolen can be a financial and emotional disaster. Most know better than to give out PIN or credit card numbers over the phone or the Internet unless they are very sure who is on the other end of the line.
Tips on How Buyers Can Sift through Housing Inventory Effectively and Efficiently
RISMEDIA, December 7, 2010—Five years ago, a serious buyer who was pre-approved for a mortgage loan typically spent three to four weeks looking for a home and usually visited 15-20 homes. Now the search can take much longer with the amount of inventory on the market.
Housing Market Recovery Depends on Jobs and Access to Credit, Says NAR
RISMEDIA, December 7, 2010—Although the recent trend of rising long-term borrowing rates may mean higher mortgages for consumers in the coming months, the greater obstacles to housing market recovery are job creation and availability of credit, according to a National Association of Realtors analysis. “Modest changes in mortgage rates are less important to a housing market recovery than the number of people who are able to obtain mortgages,” said NAR Chief Economist Lawrence Yun.

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Monday, December 6, 2010

Tulsa, OK. Area Homes for Sale


602 Cross Timbers Blvd.
The Lakes at Cross Timbers
$339,000

3 Bedrooms
2 Full 1 Half Bathrooms
3 Car Garage


Broken Arrow, OK. Home for Sale

1705 S. Juniper Ave.
Village Park
$165,000

3 Bedrooms
2 Bathrooms
2 Car Garage


11425 S. Louisville Pl.
The Estates of Waterstone
$2,850,000

6 Bedrooms
6 Full 2 Half Bathrooms
7 Car Garage

For more information on these Tulsa, OK Area Homes for Sale or to buy or sell Bixby, OK real estate, contact Kelly Howard of McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com

Sunday, December 5, 2010

Ways to Go Green in Your Bixby, OK Home This Christmas!

With Christmas fast approaching, there are many tasks that you might find yourself rushing to complete in your Bixby, OK home. For some, it is decorating, for others it is completing last minute projects and touch-ups that have gone undone. Whatever you find yourself trying to complete before you Christmas guests arrive, read this great article on ways that you can go green this Christmas season!

RISMEDIA, December 4, 2010—(MCT)—Now that the holidays are in full swing, the thought of guests descending on your home may have you in an all out redecorating rush. Do your part this holiday season and go green while you paint, clean, and even accessorize.

We all know that paint can completely and inexpensively change the look of any space. But did you know that it’s one of the biggest sources of indoor air pollution? That’s because conventional paints contain volatile organic compounds—or VOCs—which are known to cause everything from headaches to certain cancers.

Now, it’s easier than ever to get your hands on low or no VOC paint from nearly any paint manufacturer. The cost of low or no VOC paints are comparable to conventional paints and they last just as long. Just look on the can’s label to make sure you are choosing the healthiest option for your home.

Another source of those dangerous VOCs is household cleaners. If you’re like me, you may take cleaning to a whole other level when company comes to town. Before you spend a lot of money on store-bought cleaners, take a look at the non-toxic options you may already have in your pantry.

Items like baking soda, vinegar, and borax are effective cleaners for every room in your home. They do everything from disinfecting surfaces to killing mold. If you want to go the store-bought route, look for cleaners that are plant-based and biodegradable.

Now for the fun part of buying things for your home. If you’ll be picking out a new piece of furniture before your friends and family arrive, pick ones that don’t emit dangerous chemicals into the air. Some affordable pieces made from medium density fiberboard—or MDF—actually contain a formaldehyde-based resin.

Gas from the formaldehyde is known to slowly release into the air and can irritate eyes and cause breathing problems. Formaldehyde is also used in many furniture adhesives. When shopping, find out what the furniture is made of and if any formaldehyde adhesives are used in the manufacturing process to ensure you aren’t bringing toxic pieces into your home.

There may also be some smaller items on your shopping list this year. If you’ll be getting new towels or sheets for your guests, opt for organic cotton items. These pieces are produced from cotton that is grown without using harmful pesticides or insecticides. Not only that, you’ll also find organic cotton items are generally softer. Major retailers now offer organic options in every price range. You can also find decorative bed pillows made with organic cotton at many home goods stores.

There are plenty of ways to get in the green spirit this holiday season and it won’t cost you any more money or time. So do your part when guests come to visit to make sure your home is the healthiest it can be.

(c) 2010, The Charlotte Observer (Charlotte, N.C.).

Click here to view this article, "Around the Home: Green Your Home for the Holidays"


To buy or sell Bixby, OK area real estate, contact Kelly Howard, McGraw Realtors, 918-230-6341 or www.kellyhoward.com.

Thursday, December 2, 2010

From Our Top 5 Team: Top 5 Ways to Spend Less this Holiday Season

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Top 5 Ways to Spend Less This Holiday Season

While the holidays should be a joyous time for all, unfortunately, financial pressures can make this time of the year stressful and depressing for many. There are countless ways, however, to stop holiday spending from spiraling out of control in order to get back to the true meaning of the season.

As a Member of the Top 5 in Real Estate Network®, I -- along with my team -- often play the role of financial advisor to many clients. After all, owning a home is most likely the biggest investment you'll make, so being prudent regarding spending is a must ... especially in today's economy.

There are many great organizations out there that offer wonderful advice on managing your finances, such as The Homeownership Preservation Foundation (HPF), a nonprofit entity dedicated to helping distressed homeowners navigate financial challenges (www.995hope.org). HPF offers the following great tips for curbing holiday spending:

  1. The number-one rule of financial management is creating a budget and the holidays are no exception. Instead of just random spending, create a detailed budget for gifts, travel, entertaining, cards, decorating, etc. Create a budget for each person on your shopping list and don’t go over it.
  2. Stick to this budget by only taking cash, not credit cards, with you when you shop. This will help you avoid impulse purchases.
  3. Avoid the expense of the office grab bag or Yankee swap by suggesting your employer make a donation to a local charity instead; ask employees to contribute gently used clothing, canned goods, winter coats, etc. This will not only save everyone money but emphasizes the true spirit of the season.
  4. If this is your first year in a new home, don't feel pressured to invest in a full set of ornaments for your tree. Collect those gradually over the years and, in the meantime, decorate with paper snowflakes, popcorn and cranberry garlands, spraypainted pine cones, and other homemade ornaments. The effect will be charming and memorable for years to come.
  5. Streamline the preparations and costs of your holiday get-togethers by sticking to appetizers only. Ask everyone to bring an hors d'oeuvre and serve beer and wine only.

Not only will the above tips help you spend less, but they will help eliminate many of the common stresses that accompany the holiday so that you can truly enjoy the season with family and friends. Feel free to e-mail our team for more cost-saving ideas and please forward this information to others ... after all, we could all benefit from spending less this year!

Sincerely,

Darryl Baskin
McGraw Realtors
Office: 918-258-2600
Mobile: 918-740-0077
Darryl@DarrylBaskin.com
http://www.DarrylBaskin.com

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