Sunday, July 31, 2011
ABI believes that the sharp increase in system installations will be a result of new technology. In addition to new technology, innovation such as the new Google Android@Home could make it easier to control and access home automation systems from devices such as smartphones.
For more information, visit the article, " 'No New Wire' technologies to drive home automation market to 12 million systems in 2016, says ABI Research" by Julien Happich.
For Bixby, OK. home automation system installation, contact Keegan Beck of KMB Enterprises LLC at 918-527-1031 or www.kmbenterprisesllc.com.
To buy a Bixby home contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com
Wednesday, July 27, 2011
Did you know?
- Termites on earth outweigh humans on earth!
- Over 5 million homes have some type of termite damage.
- Termite damage is more common than storm, fire, and earthquake damage.
- Your homeowners insurance will not likely cover termite damage.
Montgomery Exterminating uses the Sentricon Colony Elimination System to kill the termite colony and prevent any further damage to your home. For more information on Bixby, OK. termite elimination or the Sentricon Colony Elimination System, contact Duane Montgomery, Montgomery Exterminating, 918-438-4885 or www.montgomeryexterminating.com.
Tuesday, July 26, 2011
For more information on Bixby, OK. land surveys, titles, and the closing process, contact JJ Pierce at First Title at 918-493-2241 or www.firsttitle.com.
For real estate in the Bixby, Oklahoma area contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.
Tuesday, July 19, 2011
By being aware of the various problems that can lead to major roof leaks, you can catch them early, avoid expensive repairs, and prolong the life of your roof. Of course, this is especially critical if you are approaching the home-buying or –selling process. Home inspection company Pillar To Post recommends that you keep a close watch for the following roofing red flags and correct them as soon as possible:
1. Incorrect shingle installation. Even the strongest shingles won’t stand up to rain if they’re not properly installed. Improper joint locations and a lack of underlay are two issues that are particularly hard to see, but can be extremely problematic.
2. Structural sagging. A sagging roof structure is often the result of moisture retention, and nearly always foreshadows, or coincides with, a leak issue.
3. Water “ponding.” Clogged roof drains and indented areas on flat roofs can cause water pooling—which is basically a leak waiting to happen.
4. Damaged nails. Even on shingles that have been expertly installed, nails are the first thing to show wear. Corroding nails leave microscopic holes that invite water in.
5. Improperly hung gutters. Gutter placement is critical and just a tiny shift caused by strong wind can tamper with the gutter system and divert rain onto the roof.
6. Moss. As moss gathers, it retains more and more moisture that you might not be able to see—until it starts dripping into the attic.
7. Insufficient insulation. Pre-1980s homes, in particular, may not have an adequate vapor barrier; if they don’t, a replacement is warranted—surface patching and minor repairs will just amount to wasted money.
8. A deteriorating chimney. Cracks, eroded joints or decaying caps in the chimney allow moisture and water to seep in.
9. Poor past repairs. From improper plastering to inadequately plugged-up holes, any past repairs that look like they’re DIY are probably not up to code and are not apt to provide leak protection in the future. Have a professional evaluate and correct as necessary.
10. Don’t forget the attic. Many leaks can actually originate in the attic so be sure not to terminate any vent or exhaust pipes in the attic.
For Bixby roofing installation and repair, contact Judy Smith, A-Best Roofing, 918-587-1426 or www.abestroofing.com
Friday, July 15, 2011
Abandoned homes can be an unpleasant sight. Overgrown lawns, boarded windows, sagging gutters, and unsightly mold—not to mention, a higher risk of fires, vandalism, rodents, and mosquitos.
Properties are often left to deteriorate while in foreclosure limbo; the owner is already gone but the bank can’t take possession until the foreclosure process is finalized.
So what happens when you have to sell the property next door? According to research by the Center for Responsible Lending, foreclosures will affect 91.5 million nearby homes by 2012 and reduce property values of these homes by $20,300 per household.
“We were getting a lot of complaints from real estate professionals about these properties looking unkempt and asking what we can do about it,” says Bud Humbert with Century 21 Associates in Waldorf, Md., and also the chairman of the legislative committee for the Southern Maryland Association of REALTORS®. On behalf of his association, Humbert, also an REO specialist, approached Charles County officials to request that they update the county’s nuisance abatement law to include a "clean and lien " provision. The rule would allow the county to step in and clean up vacant properties and put a lien on them for the cost of the cleanup. Other cities and counties have enacted similar ordinances.
If that neighborhood eyesore is bringing down your listing, here are some steps you can take:
Notify the homeowners’ association. Most HOAs will pay to have the grass mowed and take care of maintenance issues, and then tack the expense on to the HOA bill, which will have to be cleared by the bank before the property sells, Humbert says.
Investigate local and state laws. Some states, such as California, will fine owners for not maintaining properties. New Jersey passed a law that puts banks in charge of maintaining the property from the beginning of the foreclosure process. Whom should you contact with your gripe? Start with your city’s building division; it’s often in charge of making sure a vacant property is boarded and secured. The bylaw department can check for building code violations, the fire department can inspect for fire hazards, and the police can help if there’s vandalism.
Make property boundaries clear. "We are called on to handle this situation frequently, " says Margaret Innis, owner of home staging company Decorate To Sell in Andover, Mass. "On the outside, fences make good neighbors; so does landscaping with arborvitae shrubs—a fast fix worth the investment. Inside, use plantation blinds turned down so the light comes in but the view does not. "
Help with cleanup. Stepping in to help with the maintenance can be tricky. Regardless of your good intentions, your actions could be considered trespassing. First figure out who owns the property, which can be a challenge in itself, and then offer your assistance. Some cities and counties have started a vacant property registration that makes it easier to locate the owner. When Andy Hood, with Weichert, REALTORS®–Covington Group in Madison, Miss., struggled to sell a condo that overlooked the patio of a foreclosed property, he called the neighbor and asked if he could clean. "The woman was grateful and accepted my offer, " he says. "I hauled away a truckload of junk, pressure-washed the exterior, washed the patio furniture, and weeded and pruned her flower beds and shrubs. " Hood’s listing sold immediately after.
To buy or sell Bixby, OK area real estate, contact Kelly Howard of McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com
Thursday, July 14, 2011
602 Cross Timbers Blvd.
The Lakes at Cross Timbers
2 Full 1 Half Bathrooms
3 Car Garage
1705 S. Juniper Ave.
2 Car Garage
Sunday, July 10, 2011
19983 S. Sheridan Rd
Mounds, OK. with 80 Acres
3 Full, 2 Half Bathrooms
5 Living Areas
3 Car Garage
For more information on this Tulsa, OK Area Luxury Ranch For Sale or for all your Bixby, OK. luxury real estate needs, contact Kelly Howard of McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com.
Saturday, July 9, 2011
To buy a BIxby home while rates are still low, contact Kelly Howard, McGraw Realtors, 918-230-6341 or www.kellyhowardhomes.com.
After being mostly at a standstill the past month, long and short-term mortgage rates were moving up this week, reports Freddie Mac in its weekly mortgage market survey.
"Mortgage rates followed Treasury yields higher over the holiday week but remain quite affordable by historical standards,” says Frank Nothaft, chief economist at Freddie Mac. “For instance, interest rates on all mortgage outstanding in the first quarter of this year averaged just under 6 percent. With today's rates, these home owners who have the ability to refinance could shave $169 per month in interest payments on a $200,000, 30-year fixed mortgage."
Thursday, July 7, 2011
Why Sellers Should Consider a Pre-InspectionTraditionally in the real estate process, an inspection is requested by a home buyer around the time they are applying for a mortgage. In fact, more than 85% of home buyers request an inspection as a way to uncover hidden faults and costly repairs that may need to be taken care of. In today’s buyer’s market, revealing such faults prior to closing can serve as a bargaining chip for sellers, forcing the seller to either accept a lower price or foot the bill for repairs prior to closing. That’s why an increasingly important strategy for home sellers in today’s market is to have your property inspected before even putting it on the market. Here are some reasons why:
- When potential buyers are considering your home, knowing that an inspection has already been done can make your home much more attractive to them. A pre-inspection can give you an important competitive edge by making buyers more confident about placing a bid on your home; with a pre-inspection, buyers know there will be no hidden surprises awaiting them down the road.
- If defects are uncovered once the buyer has already placed a bid and is applying for a mortgage, you are suddenly under the gun to either accept a lower offer or cough up the funds for repairs. Conversely, a pre-inspection allows you to take care of any repairs within your own timeframe. If expensive repairs are uncovered before putting your home on the market, you can budget accordingly over a period of time and comparison shop for the best pricing.
- A pre-inspection also allows you to decide which repairs are not necessary before putting your home on the market. Certain problems you might have been worried about may turn out not to be as bad as you originally thought…and, therefore, not make a difference in how you price your home.
- Having a pre-inspection affords you more control in the negotiating process. Being aware of your home’s pros and cons in advance, helps put you in the driver’s seat when it comes to price negotiations. In fact, a pre-inspection allows you to price your home more accurately in the first place.
|Darryl Baskin |
Wednesday, July 6, 2011
in Owasso, OK.
4 Full, 2 Half Bathrooms
4 Car Garage
Updated Owasso, OK Home!
11607 E. 84 Ct. N.
Three Lakes Village in Owasso, OK.
1 Full, 1 Half Bathrooms
2 Car Garage
19983 S. Sheridan Rd
Mounds, OK. with 80 Acres
3 Full, 2 Half Bathrooms
5 Living Areas
3 Car Garage
For more information on any of these Tulsa, OK area homes for sale or for all your Bixby, OK. real estate needs, contact Kelly Howard of McGraw Realtors at 918-230-6341 or www.kellyhowardhomes.com.
Tuesday, July 5, 2011
"Budgeting and Cash Flow:
• 25 percent of users have been late at least once on their monthly bills in the last year;
• Of those who said they were behind on their bills, 28 percent are concerned they will never catch up;
• Of those respondents with children, 64 percent did not currently make any contributions to an education fund;
• Less than half (48 percent) of those surveyed keep a budget to track monthly expenses and cash flow. This is down from 52 percent in 2010.
Credit Scores and Cards:
• 18 percent of respondents have maxed out at least one of their credit cards, down from 22 percent in 2010;
• 31 percent pay off their balances in full every month. This is down from 36 percent in 2010;
• When surveyed about the amount of credit card debt they are carrying, respondents with current debt stated:
-Less than $5,000: 27 percent
-Between $5,000-10,000: 16 percent
-More than $10,000 in debt: 20 percent
• Only 6 percent of users did not know their credit score.
• 39 percent of survey takers are scared or uneasy about their prospects for retirement;
• Nearly half of respondents said they plan to retire between 60-65, while 16 percent said they don’t ever see being able to retire"
When it comes to buying a home, these financial decisions and money habits can make a huge difference in getting a good mortgage rate to buy a home and not being able to get a mortgage at all. Begin today by making better money habits!
To buy a Bixby home for sale, contact Kelly Howard, McGraw Realtors, 918-230-6341 or www.kellyhowardhomes.com.
Friday, July 1, 2011
Here is some surprising information found in that article:
- "More than half (57 percent) of prospective home buyers who were polled do not understand how adjustable rate mortgages (ARMs) work."
- "One-third (34 percent) of the respondents who are prospective home buyers do not understand that lender fees are negotiable and that they vary by lender."
- "Nearly half (45 percent) of polled prospective home buyers believe that they should always buy mortgage discount points when obtaining a mortgage."
- "More than half (55 percent) of prospective home buyers in the study do not understand that mortgage rates vary throughout the day."
- "More than one-third (37 percent) of prospective home buyers who were polled believe that pre-qualifying for a loan means they have secured financing."
- "More than two in five (42 percent) of the polled prospective home buyers do not understand that Federal Housing Administration (FHA) loans are available to ALL buyers."
Another way to make sure that you get the best mortgage, is to use a knowledgeable, experienced, and well respected mortgage broker. Selecting the right mortgage broker can mean lots of savings for you in the long run, as well as prevent a lot of hassle and run-around.
To read the original article, "Nearly Half of Home Buyers Surveyed Don’t Understand Essential Information about Mortgages" visit the link.
For all your Tulsa mortgage needs, contact Steve Currington, Currington Mortgage, 918-394-5626 or www.curringtonmortgage.com.
For all your Bixby real estate needs, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.